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California Maximum Interest Rate Law
Usury is the charging of excessive interest on a debt. The broad definition of usury in California is contained in Article XV of the state constitution. However, several other California laws exempt a...
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California Reverse Mortgage Rules
In California, state civil code defines a reverse mortgage as a loan that provides cash to the borrower based on the equity or value of the home the borrower lives in and owns. Additionally, the loan...
View ArticleCalifornia Finance Lender Law
The California Finance Lender Law was passed on July 1, 1995 in an effort to regulate finance lending in the state of California. Nonloan transactions such as bona fide leases and auto financing are...
View ArticleCalifornia Credit Law
California credit law has been established for the purpose of issuing and reporting consumer credit. Other important information related to credit, such as mortgages and loans, is regulated by this law...
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Georgia Laws on Maximum Interest Rates for Used Cars
Like most states, Georgia has determined that lenders can charge no more than a specified interest rate for certain types of loans. Georgia does not separate out loans for used cars from other loans....
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Second Trust Deed Lenders Deficiency Balance in California
A mortgage loan in California is usually secured by a trust deed, which is held by the lender. A second trust deed is a mortgage loan that is usually smaller and subordinate to another loan on the same...
View ArticleCourt Reporting Help
Court reporting involves preparing official documents for legal proceedings. For example, court reporters transcribe and certify oral depositions into reports that enter official court record. Upon...
View ArticleReproductive Health Rights
Abortions have been around for thousands of years and were not the subject of social and political debate until fairly recently. Advocates of abortion are called pro-choice and argue that a woman...
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Types of Drug Dogs
If you've ever crossed a national border, you've probably seen customs officials with drug-sniffing dogs. In some cases, they might have searched you or your vehicle. Drug dogs are one of the most...
View ArticleWhat Are Some Examples of Technical Skills for a Paralegal?
The process of becoming a paralegal involves instruction at a college or university, where the candidate learns the skills that will give him or her an advantage upon entering the job market. The...
View ArticleHow to apply for a California Assistance Dog Tag
If you live in California and require the assistance of a dog you may be eligible to apply for the assistance dog tag at your local animal control center. Coming at no extra cost, this tag gives your...
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Who to Contact for Protesting Bad Checks
In these tough economic times, it is easy to lose track of the ever-decreasing bank account balance and bounce a check. It is also just as likely that you have become the victim of a bank or store...
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Foreign Exchange Regulation Act
The Foreign Exchange Regulation Act (FERA) was enacted in 1973 by the Indian Parliament to consolidate and amend the FERA Act of 1947, regulating certain payments, foreign exchange and securities...
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Reasons for Juvenile Delinquency
Communities across the United States are concerned about the incidence of juvenile delinquency.These cities and towns are keenly interested in finding ways to reduce the occurrence of juvenile...
View ArticleLegal Ways to Get Out of an Apartment Lease
New job, unsafe neighborhood, crummy landlord, annoying roommate - there are countless reasons you may want to break your apartment lease early. But there are only a certain number of reasons that will...
View ArticleLead Paint Removal Laws
Lead paint removal laws are enforced by the Department of Housing and Urban Development (HUD) and the Environmental Protection Agency (EPA). The laws are centered on housing units that are lease or...
View ArticleJuvenile Justice & Deliquency Prevention
According to the Office of Juvenile Justice and Delinquency Prevention (OJJDP), there are more than 70 million Americans younger than 18 years old. The juvenile population is expected to increase only...
View ArticlePatient's Rights of Privacy
The Health Insurance Portability and Accountability Act (HIPAA) of 1996 has a privacy rule that ensures you are protected while under a doctor's care. This is important, as your personal information...
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Medicare Rules & Regulations for Homecare Agencies
The Centers for Medicare and Medicaid Services is the agency in charge of providing rules and regulations for home health companies. This agency is responsible for surveying these companies to ensure...
View ArticleFoster Parent Laws
Despite the lack of a federal standard, many state foster parent laws are similar and all are geared toward creating healthy homes for children who have been removed from their parents.
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